Solution:
When the battery is disconnected, the charge \(Q\) remains constant. The initial energy is \(U_i = \frac{Q^2}{2C_0}\). After inserting the dielectric of constant \(K\), the capacitance becomes \(C = K C_0\) and the final energy is \(U_f = \frac{Q^2}{2K C_0} = \frac{U_i}{K}\). Therefore, the ratio \(U_i / U_f = K\).
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