Solution:
By conservation of mechanical energy, the relative speed is found using the reduced mass \(\mu = \frac{mM}{m+M}\). Thus, \(\frac{1}{2} mu v_{\text{rel}}^2 = \frac{GMm}{d}\), which simplifies to \(v_{\text{rel}} = \sqrt{\frac{2G(M+m)}{d}}\).
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